Homeownership Program
What We Do
Greeley-Weld Habitat’s homeownership program serves the most marginalized Weld County residents with incomes between 30% and 80% of the area median income by offering safe and affordable homeownership opportunities. Habitat for Humanity uses volunteer labor and donated funds to keep housing costs to an affordable manageable 30% or less of a family’s income, allowing them to then have money for health care and groceries. 95% of Habitat families can discontinue TANF and other assistance. (Habitat for Humanity of Colorado 2018 Impact Study.) Habitat homebuyers are required to attend financial literacy classes, as well as classes in homeowner’s insurance and home care and maintenance. That, combined with protocols for dealing with delinquent homeowners immediately and with understanding and compassion, has resulted in the Greeley-Weld Habitat having only one foreclosure in 138 mortgages, an indicator of the great success of this program and its ability to create and maintain stability for the families it serves. GWHFH will fundraise above the amount requested to further subsidize the mortgage loans for our families.
Who We Serve
2020-2021 People Served by Area of Weld County
- Carbon Valley (Berthoud, Dacono, Erie, Firestone, Frederick, Longmont, Mead, Northglenn, Thornton): 0
- County Seat (Evans, Garden City, Greeley): 47
- Outback (Briggsdale, Grover, New Raymer): 0
- Poudre River Corridor (Severance, Windsor): 5
- South County (Brighton, Fort Lupton, Hudson, Keenesburg, Lochbuie): 0
- Thompson River Valley (Johnstown, Milliken): 0
- US-85 Corridor South (Platteville, Gilcrest, LaSalle, Kersey): 0
- US-85 Corridor North (Eaton, Ault, Pierce, Nunn): 0
- Outside Weld County: 0
How We Impact
We broke ground on our first duplex in our Mission Springs Development just after COVID began last year, with the help of NCCC teams, our Construction team was able to complete the duplex and our homeowners, Jack and Tamara, were able to close on their homes a few months ago. These homeowners are particularly grateful for the program, as both are quadriplegics, and for them, they had given up hope of being able to own homes after their accidents. For both of these homeowners, their homes mean safety, freedom and independence.
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